A good health insurance policy for yourself and your family is important in the current
scenario, when medical care is expensive, especially in the private sector. Hospitalization
can really deplete your hard earned savings and can derail your finances. It will become
even tough, if the family bread winner, who brings in the money, is now in a hospital bed.

All this can be avoided by just paying a small annual premium which would lessen your
stress in case of medical emergencies.
A good health insurance policy would usually cover expenses made towards doctor
consultation fees, costs towards medical tests, ambulance charges, hospitalization costs
and even post-hospitalization recovery costs to a great extent.